General insurance can also help send a signal of risk as an indirect effort to tackle climate change. This is done by cooperating with the government to allow adjustment terhada homeowner insurance rates and flood insurance. This amendment would establish a more appropriate price and risk signals to consumers and businesses engaged in high-risk areas. In this respect cooperation in terms of price flexibility will be very important. Insurance can also express and informed risks and possible climate change in annual reports and other corporate communications. More and more institutional investors and money managers who want a gift ifnromasi on climate change from an insurance company. In fact, there are also associations formed by investors as an investor network on climate change which represents 50 institutional investors and manages funds amounting to three trillion dollars. In many cases, insurance can also provide incentives to reduce emissions of greenhouse gases that exacerbate climate change through the use of energy efficient buildings or "green" and the use of hybrid vehicles and other energy efficient. Finally, insurers can take a proactive approach in influencing the development of land use and planning.
The things that can be done to prepare for the insurance company and adapt to climate change is to adapt directly the impact of environmental change through the promotion and lobbying for good building materials and building design has been improved. In terms of driving the vehicle, the insurance company can also tighten security procedures which will be borne by the insurance company. Also necessary to check how the physical impacts of climate change could create business opportunities through environmental improvements and new products. In addition, insurers can also perform an internal operation that takes into account factors other climate changes.