Like a bear Life Insurance soul / life, general insurance cover and transfer the risk of losing our wealth, health and everything that is not covered by Insurance. Awareness of insurance depart from the human experience that a lot of undesirable things can change direction later in life. The situation that seemed brilliant at once can become so bleak and difficult. It would be futile, for example, if the events that happen outside our control, such as floods, fires, riots destroyed the results of our hard work in the blink of an eye. Without a thorough risk control, is not impossible that the events that are not desirable in the future (unforseen events) are forcing us to collect the treasure we start from point zero (start from the scratch) because of damage caused.
In practice, the scope of General Insurance including home insurance, car insurance, travel insurance to. Unlike life insurance which covers the events that must happen sooner or later, such as retirement and death, general insurance was to shield us from things that are uncertain but may occur, such as accident, fire or theft. To that end, the main objective is to take an insurance policy to compensate us after the occurrence of a loss (loss), so that our lives will generally just as good (as well off as) before losing it to happen.